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General Terms

These terms and conditions (“Terms”) contain important information pertaining to your mutual fund investment account with PP Mutual Fund Services Investment Services Private Limited (hereinafter referred to as “PP Mutual Fund Services”, “our” or “us”). The Terms govern the relationship between us and you, the user (“You” or “Client”). Investment in mutual funds is enabled through PP Mutual Fund Services Investment Services Private Limited, a mutual fund distributor registered with AMFI having ARN – 275889.

Disclaimer

The Client understands and agrees that all investment and/or investment decisions are based on the Client’s own investment objectives and evaluation of prevailing financial circumstances.

Account opening and registration

Before availing of any online investment services on the Platform, the Client is required to complete PP Mutual Fund Services’s registration process.

Account security and passwords

The Client acknowledges that they shall be responsible for maintaining their login credentials in a secure and confidential manner.

Modification of details

• The Client declares that the modification information provided by them is true.
• The Client undertakes to inform PP Mutual Fund Services of any discrepancies.
• The Client understands and accepts liability for incorrect information.

Orders

All orders routed through the Platform shall be deemed to have been made by the Client.

Investments in mutual funds

The online platform provided by PP Mutual Fund Services is an order collection platform.

Representations and warranties

Clients represent and warrant to PP Mutual Fund Services that they are eligible to enter into these Terms.

Client account termination and suspension

All intellectual property related to the Platform belongs exclusively to PP Mutual Fund Services.

Third Party Sites

The Platform may contain links to third-party platforms.

Indemnities

The Client agrees to indemnify and hold PP Mutual Fund Services harmless.

Investment advice

None of the services available on the Platform shall be deemed to be investment advice.

Programmes & Initiatives

• PP Mutual Fund Services may run promotional programmes.
• Offers may vary from client to client.

Force majeure

PP Mutual Fund Services shall not be responsible for delays beyond its control.

Severability

If any provision becomes invalid, the remaining provisions shall remain unaffected.

Miscellaneous

All services are provided on an “as is” basis.

Governing Law, Jurisdiction and Dispute Resolution

The Terms shall be governed by the laws of India.

Contact Us

Please reach out to info@mutualfundwala.radiantaccessories.in if you have any questions or concerns.

Privacy Policy

In the course of using this website or any of the websites under the ‘PP Mutual Fund Services’ domain or availing the products and services vide the online application forms and questionnaires, online consents and such other details required from time to time on any of PP Mutual Fund Services’s (and/or its affiliates) web platforms or mobile applications, PP Mutual Fund Services and/or its affiliates may become privy to some of Your personal information, including which may or may not be of confidential nature. PP Mutual Fund Services is strongly committed to protecting the privacy of its users/clients and has taken all necessary and reasonable measures to protect the confidentiality of any customer information.

For the purpose of these Privacy Policy, wherever the context so mentions “Covered Persons”, “Client”, “You” or “Your”, it shall mean any natural or legal person who has visited this website/platform and/or has agreed to or has enquired to open an account and/or initiated the process of opening an account with PP Mutual Fund Services.

Scope of this Policy

Any natural or legal person who has visited the PP Mutual Fund Services website/platform and/or the mobile application, and/or who may or may not have further agreed to initiate the process of opening an account with PP Mutual Fund Services shall come under the purview of the scope of this Privacy Policy.

Collection and use of your personal information

PP Mutual Fund Services may collect your Personal Information to provide services on its web-based platform or mobile application. While opening an investment account, you may be asked for Sensitive Personal Data to complete your KYC as per AMFI and applicable laws.

We collect Personal Information only when you voluntarily use our services or initiate the account opening process. All such information is used for identity verification, regulatory compliance, service personalization, and audit purposes.

Aadhaar user consent policy

Providing Aadhaar is voluntary and is required only for completing online account opening and digital signing. You may alternatively choose offline account opening without sharing Aadhaar information.

PP Mutual Fund Services may also collect non-personal information such as IP address, browser type, ISP details, pages visited, and time spent on the platform.

Cookies may be used to improve your browsing experience. No personal information is stored in cookies.

Disclosure and transfer of collected information

PP Mutual Fund Services does not sell or rent your personal information. Information is shared only for regulatory compliance, service delivery, or with your explicit consent.

• Disclosure for regulatory compliances: Information may be shared with regulatory or judicial authorities.
• Disclosure with prior consent: Information may be shared with third-party partners with your approval.
• Disclosure for service provision: Information may be shared with authorized vendors bound by confidentiality obligations.

Security

We use industry-standard security practices such as SSL encryption and secure servers. However, no method of transmission over the Internet is completely secure.

Your data is transmitted using HTTPS encryption. Please ensure your login credentials remain confidential.

Correction / Updating or Access to Personal Information

You may update or correct your Personal Information at any time or unsubscribe from communications if you no longer wish to use our services.

Google Mandated Disclosure

If you authorize Google to fetch your electronic Consolidated Account Statement, PP Mutual Fund Services’s use of such data will strictly comply with the Google API Services User Data Policy, including Limited Use requirements.